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Apply for a Mortgage Loan
Calendar of Events
Feb 20 President's Day - All Offices Closed
Real Estate Rates
Loans up to $417,000
Effective: February 11th, 2012
30 Year Fixed Rate
0.000 points
Rate
3.990%
APR
4.037%
15 Year Fixed Rate
0.000 points
Rate
3.375%
APR
3.458%
Real Estate Rates

Real Estate Hotline
650 363-1799
Auto Rates
Effective: February 11th, 2012
New Autos
1.99% APR
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Used Autos
2.75% APR
up to 60 months
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Find a branch or ATM

  • 15 SMCU ATMs in the County
  • 28,000 Surcharge-Free CO-OP ATMs
  • 5,500 7-Eleven Locations
Search by ZIP code now!
News and Announcements
Learn how to easily transfer your accounts to SMCU here.
SMCU's Lourdes Carini interview on PenTV, click here to view.
SMCU offers FHA Loans.
Find out how an FHA loan can get you on your way to home ownership. Learn more.
OPT-IN Today to Continue Your Debit Card Overdraft Coverage.
Learn more.
Congratulations to SMCU's Scholarship Recipients, Jennea Marie Glenn and Joshua Robert Frisch.
Click here to read more.
Community Focus

Click here for Financial Education tools in Spanish.
Oprima aquí para herramientas de educación financiera en Español.