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Feb 20 President's Day - All Offices Closed
Real Estate Rates
Loans up to $417,000
Effective: February 11th, 2012
30 Year Fixed Rate
0.000 points
Rate
3.990%
APR
4.037%
15 Year Fixed Rate
0.000 points
Rate
3.375%
APR
3.458%
Real Estate Rates

Real Estate Hotline
650 363-1799
Auto Rates
Effective: February 11th, 2012
New Autos
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24 to 36 months
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Find a branch or ATM
  • 15 SMCU ATMs in the County
  • 28,000 Surcharge-Free CO-OP ATMs
  • 5,500 7-Eleven Locations
Search by ZIP code now!
News and Announcements
Learn how to easily transfer your accounts to SMCU here.
SMCU's Lourdes Carini interview on PenTV, click here to view.

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SMCU offers FHA Loans.
Find out how an FHA loan can get you on your way to home ownership. Learn more.
OPT-IN Today to Continue Your Debit Card Overdraft Coverage.
Learn more.
Congratulations to SMCU's Scholarship Recipients, Jennea Marie Glenn and Joshua Robert Frisch.
Click here to read more.

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Click here for Financial Education tools in Spanish.
Oprima aquí para herramientas de educación financiera en Español.